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News, tips and guides for independent workers

Everything you need to know about invoicing, VAT and Social Security in Portugal.

All your accounting in one phone app

All your accounting in one phone app

What does a freelancer's day actually look like with an accounting app in their pocket? Invoice in 30 seconds, expenses with a photo, declarations via notification.

How technology eliminated 80% of freelancer tax admin

How technology eliminated 80% of freelancer tax admin

In 2010, going freelance meant stacks of paper and constant dread. In 2026, your phone handles almost everything. What changed — and why the fear no longer makes sense.

7 Expenses You Already Pay and Can Deduct from Your IRS

7 Expenses You Already Pay and Can Deduct from Your IRS

Internet, laptop, software, coworking, training - all of this reduces your IRS bill. The trick? Request an invoice with your NIF and validate it in the e-invoice system. The average freelancer saves €500-1,500/year.

My Friend Switched From Salary to Freelance and Pays Less Tax

My Friend Switched From Salary to Freelance and Pays Less Tax

Gross salary €1,500: the company pays €1,850 total, you take home €1,100. The same amount as a freelancer on the simplified regime? You keep more. The real numbers.

How to Avoid an April Tax Shock: Plan Your Taxes All Year Long

How to Avoid an April Tax Shock: Plan Your Taxes All Year Long

Maria invoiced €18,000 and spent it all. In April she owed €3,200 to the state. Panic. The simple rule that prevents this: always set aside 20-25% of every invoice. No surprises, no loans.

Taxes Like a Netflix Subscription: Pay and Forget

Taxes Like a Netflix Subscription: Pay and Forget

You know exactly what you pay for Netflix. But how much are you paying in taxes and Social Security this month? The analogy that changes how you see your tax obligations as a freelancer.

Accounting isn't for geniuses. It's for everyone.

Accounting isn't for geniuses. It's for everyone.

Think you're bad with numbers? Sofia paid €200/month to an accountant until she discovered that freelancer accounting is simpler than baking a yogurt cake.

Is the Tax Authority Auditing Freelancers? What They Look For and How to Protect Yourself

Is the Tax Authority Auditing Freelancers? What They Look For and How to Protect Yourself

If you're a freelancer worried about a tax audit, read this first. The reality is very different from what you imagine - and there are simple ways to protect yourself.

Why the Government Sends You Money in May (and How to Make Sure You Get Yours)

Why the Government Sends You Money in May (and How to Make Sure You Get Yours)

May is the month when many freelancers receive a surprise transfer from the government. It's not a mistake - it's your IRS refund. Here's how to maximise it.

Can You Deduct the VAT You Pay on Your Expenses? Yes - Let Me Explain How

Can You Deduct the VAT You Pay on Your Expenses? Yes - Let Me Explain How

Rita left over €3,000 on the table by not knowing she could deduct VAT on professional expenses. Learn how it works and how much you can save.

5 Things That Scare You About Accounting - And Why None of Them Are That Bad

5 Things That Scare You About Accounting - And Why None of Them Are That Bad

The 5 biggest fears freelancers have about accounting, debunked. Fines, formulas, inspections - discover why nothing is as scary as it seems.

'I Need to Understand Taxes First' - And Other Excuses Stopping You From Starting

'I Need to Understand Taxes First' - And Other Excuses Stopping You From Starting

The 4 big excuses that stop aspiring freelancers from registering their activity. Discover why they're nonsense and what you really need to know before starting.

Why Smart People Fear Accounting - And It's Not Their Fault

Why Smart People Fear Accounting - And It's Not Their Fault

You have a master's degree and speak three languages, but the quarterly VAT declaration gives you panic? Discover why the fear of accounting is rational - and how to overcome it.