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News, tips and guides for independent workers

Everything you need to know about invoicing, VAT and Social Security in Portugal.

Accounting isn't for geniuses. It's for everyone.

Accounting isn't for geniuses. It's for everyone.

Think you're bad with numbers? Sofia paid €200/month to an accountant until she discovered that freelancer accounting is simpler than baking a yogurt cake.

What's new in FIZ — March 2026

What's new in FIZ — March 2026

The AI Tax Assistant took a big leap: answers built on your own data, tables and file attachments. Plus the new Finances section and custom invoice series.

Is the Tax Authority Auditing Freelancers? What They Look For and How to Protect Yourself

Is the Tax Authority Auditing Freelancers? What They Look For and How to Protect Yourself

If you're a freelancer worried about a tax audit, read this first. The reality is very different from what you imagine - and there are simple ways to protect yourself.

Why the Government Sends You Money in May (and How to Make Sure You Get Yours)

Why the Government Sends You Money in May (and How to Make Sure You Get Yours)

May is the month when many freelancers receive a surprise transfer from the government. It's not a mistake - it's your IRS refund. Here's how to maximise it.

Can You Deduct the VAT You Pay on Your Expenses? Yes - Let Me Explain How

Can You Deduct the VAT You Pay on Your Expenses? Yes - Let Me Explain How

Rita left over €3,000 on the table by not knowing she could deduct VAT on professional expenses. Learn how it works and how much you can save.

You've Been Putting Off Starting 'Until Monday' for 2 Years. Here's What It's Costing You

You've Been Putting Off Starting 'Until Monday' for 2 Years. Here's What It's Costing You

Every month you delay going freelance costs between €1,000 and €3,000. Do the maths with real examples and discover the true price of fear.

You Already Know Accounting - You Just Don't Know the Names

You Already Know Accounting - You Just Don't Know the Names

Discover that you already do accounting every day without realizing it. 7 everyday actions that are actually accounting operations and their proper names.

5 Things That Scare You About Accounting - And Why None of Them Are That Bad

5 Things That Scare You About Accounting - And Why None of Them Are That Bad

The 5 biggest fears freelancers have about accounting, debunked. Fines, formulas, inspections - discover why nothing is as scary as it seems.