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News, tips and guides for independent workers

Everything you need to know about invoicing, VAT and Social Security in Portugal.

Can You Deduct the VAT You Pay on Your Expenses? Yes - Let Me Explain How

Can You Deduct the VAT You Pay on Your Expenses? Yes - Let Me Explain How

Rita left over €3,000 on the table by not knowing she could deduct VAT on professional expenses. Learn how it works and how much you can save.

You've Been Putting Off Starting 'Until Monday' for 2 Years. Here's What It's Costing You

You've Been Putting Off Starting 'Until Monday' for 2 Years. Here's What It's Costing You

Every month you delay going freelance costs between €1,000 and €3,000. Do the maths with real examples and discover the true price of fear.

You Already Know Accounting - You Just Don't Know the Names

You Already Know Accounting - You Just Don't Know the Names

Discover that you already do accounting every day without realizing it. 7 everyday actions that are actually accounting operations and their proper names.

5 Things That Scare You About Accounting - And Why None of Them Are That Bad

5 Things That Scare You About Accounting - And Why None of Them Are That Bad

The 5 biggest fears freelancers have about accounting, debunked. Fines, formulas, inspections - discover why nothing is as scary as it seems.

I Was 28, Wanted to Go Freelance - And the Word Accounting Stopped Me for 2 Years

I Was 28, Wanted to Go Freelance - And the Word Accounting Stopped Me for 2 Years

A real story about how the fear of accounting delayed the start of an independent career. The 5 truths nobody tells you about starting as a freelancer in Portugal.

'I Need to Understand Taxes First' - And Other Excuses Stopping You From Starting

'I Need to Understand Taxes First' - And Other Excuses Stopping You From Starting

The 4 big excuses that stop aspiring freelancers from registering their activity. Discover why they're nonsense and what you really need to know before starting.

Why Smart People Fear Accounting - And It's Not Their Fault

Why Smart People Fear Accounting - And It's Not Their Fault

You have a master's degree and speak three languages, but the quarterly VAT declaration gives you panic? Discover why the fear of accounting is rational - and how to overcome it.

What's new in FIZ — February 2026

What's new in FIZ — February 2026

A tax calendar with every deadline in one place, a step-by-step wizard for your first invoice, and signing in with Google. Everything we shipped in February.