Social Security -25% Option: How It Works
In the quarterly declaration you can adjust the base by up to 25%. See the impact on BIC, contributions, sickness, parental leave and pension.
News, tips and guides for independent workers
Everything you need to know about invoicing, VAT and Social Security in Portugal.
How to Reopen Your Atividade in Portugal After Closing It
Closed your activity and want to freelance again? Reopening is simple — but it differs from the first time. What changes for Social Security, VAT, and the mistakes to avoid.
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What Is a Debit Note? (And Why You Rarely Need One)
A debit note increases the amount owed on an invoice. But freelancers rarely need one — a credit note plus a new invoice fixes most things. The difference, explained.
What's new in FIZ — May 2026
The big one is here: filing your IRS return straight through FIZ. Plus bookkeeping opened to everyone, FIZ in six languages, and working documents alongside your invoices.
Housing Tax Shock: What Changes for You in 2026
Construction VAT drops from 23% to 6%, rental income tax falls from 25% to 10%, tenant deductions rise. Everything Portugal's new housing tax package changes for freelancers.
What's new in FIZ — April 2026
Your customers can now pay by Multibanco and ifthenpay, with the reference printed straight onto the invoice PDF. You can also issue transport documents and report them to the AT, plus a new alert when one client takes up too much of your turnover.
I Exceeded the €15,000 VAT Threshold Mid-Year. What Now?
You were VAT-exempt and suddenly realised you've crossed €15,000. Don't panic — here's exactly what to do, step by step.
Multiple CAE Codes at Once: the Designer Who Also Teaches
Do you have more than one activity? You can hold multiple CAE codes simultaneously. What changes, what stays the same, and why the income tax coefficients matter.
Can You Deduct VAT on Business Expenses? Yes — and You're Probably Leaving Money on the Table
If you invoice over €15,000/year and charge VAT, the VAT you pay on professional expenses reduces what you owe the state. Most freelancers don't know this.