Social Security for Freelancers: What You Pay and Why
In your first year of activity you are fully exempt from Social Security — 12 months at zero. After that, the contribution is 21.4% on 70% of the services provided in the previous quarter.
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News, tips and guides for independent workers
Everything you need to know about invoicing, VAT and Social Security in Portugal.
CAE vs CIRS Code: The Difference and Your Code by Profession
CAE or the Article 151 code? A table by profession — lawyers, designers, musicians, nurses — the difference between the two and what to do if you pick wrong.
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The art. 9.º VAT exemption: health, teaching, no deduction
Doctors, therapists and tutors are IVA-exempt under art. 9.º - but with no right to deduct. What changes, and the trainer case.
Cash Payments in Portugal: the 4 Legal Limits to Know
How much can you pay - and receive - in cash in Portugal? The 3,000 € cap, the 1,000 € rule for companies, the instalment trick that doesn't work, and the exceptions.
How Much an Lda Costs to Run - Even With Zero Invoicing
Mandatory accountant, director's Social Security, Modelo 22, IES: the real cost of keeping an Lda in 2026 - active or dormant. With numbers.
How to Open an Lda in Portugal: Step-by-Step Online
Registering an Lda costs from €220 and the application is done online in an afternoon. The guide: decisions to make first, Empresa Online, and the deadlines after.
How to Close an Lda in Portugal: Dissolution and Costs
Closing a company costs from 255 € and, with no assets or debts, is done in a single act. The process, the final tax deadlines, and closing-vs-keeping maths.
Opening a Company in Portugal as a Foreigner: 3 Routes
You don't need a Portuguese passport to own a Portuguese company. You need a NIF, a valid way to sign - and to know which of the three routes is yours.
RCBE: Portugal's Beneficial Owner Register, Explained
The obligation almost nobody knows about until the bank asks for the certificate: RCBE deadlines, how to declare for free in minutes, and the sanctions.